Medical Benefits — What Do You Need to Know?

Modern models of healthcare for employees — how to choose the perfect medical package?

For many years, the subscription model was the primary form of health care offered by employers. However, the pandemic has forced organizations to consider new options. Access to private health care is one of the most desirable benefits, so it is worth answering the question: What medical package to choose to meet the needs of employees?

What benefits should the medical package provide?

1. Universal access for health care — for employees, regardless of their place of residence.
2. Quick and hassle-free visits to specialists, especially those who treat the most common causes of sick leave.
3. The possibility of delivering health care in difficult times — such as during the pandemic, when telemedicine services made remote consultations and examinations possible.
4. Financial flexibility — the costs of the health package must be within the company's budget and generate potential savings.

Growing Health Spending in Poland

According to data from the portal subjectiveofinancach.pl, already 2.6 million Poles benefit from private healthcare, spending between 40 and 46 billion zlotys annually. At the same time, medical expenses due to sick leave and absenteeism are increasing. Companies are increasingly offering medical packages to their employees as a standard non-wage benefit — but there are still many areas that need improvement.

A New Look at Employee Health Packages

Primary health care is a pillar of human well-being. An employee's health problems affect their efficiency and commitment. Therefore, companies offering health benefits should ask themselves a few key questions:

• Do we know how employees want to use medical subscriptions?
• What specialists do they need the most?
• How would they like their health packages to be funded?
• Do we see a correlation between the reasons for sick leave and the medical packages offered?

The EY report “The whole of Poland creates an ideal workplace” shows that only 3% of Polish employers care about the health of their employees, while the global average is 29%.

Nais Solution

With employee health in mind, we have created a platform Nais, which allows employers to effectively manage their health care budget. With flexible medical packages, employees can tailor services to their needs.

The employer may:

• Deposit funds into employees' accounts for health care, giving them the opportunity to independently choose services.
• Buy medical packages that include primary and extended health care.
• Manage benefits online by monitoring health care spending.

Benefits:

• Flexibility and savings of the order of 30-50% of the budget allocated for benefits.
• Minimization of formalities.
• 24-hour access to a wide range of medical services.

Medical packages for SMEs

For small and medium-sized enterprises, which make up 99% of Polish companies, healthcare often seems out of reach. Thanks Nais Health SMEs can offer their employees medical packages that meet their real needs — from one-off visits to comprehensive care that also includes employees' families.

Why is it worth it?

• Medical packages allow you to reduce absenteeism, increase employee efficiency and minimize health problems, such as back and muscle pain, which are among the main causes of decreased productivity at work.
• The example of the Northumbrian Water Group from the UK shows that, thanks to the right health care packages, the number of redundancies related to musculoskeletal problems has decreased by 40%.

Take care of the health of your employees with flexible and effective health solutions from Nais Health. Let employees choose what really supports their well-being and at the same time save on company expenses.

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