Pre-salary in Nais — a new financial benefit for employees
Is it possible to increase employee satisfaction without constantly raising wages? More and more companies are beginning to see how important additional financial benefits are to retaining talent. One of them is the pre-salary — a modern tool that allows earlier access to part of the salary. Pre-salary will now be available among the benefits on the nais.co platform.
Employee benefits play a key role in building team engagement and effectiveness, as they affect employee satisfaction, motivation and loyalty. Different types of employee benefits respond to different expectations, but additional benefits make employees feel valued and more connected to the company. As a result, the commitment of employees to the duties performed increases, which translates into higher quality of work and greater productivity. Companies that invest in benefits not only attract good employees, but also reduce staff turnover and build a positive image of the employer.
Financial benefits among the most desired by employees
The labor market is changing dynamically, and with it the expectations of employees regarding non-wage benefits are increasing. Traditional extras that were once considered the most popular employee benefits, such as “fruit Wednesdays” or sports cards, although still valued, are giving way to benefits of a financial nature. This is confirmed by numerous reports.
According to a study by Willis Towers Watson, 49% of employees chose their current employer because of the financial benefits offered, and 54% stayed with the company for the same reason [1]. Similar conclusions are drawn from the ICAN Research report, which indicates that employees expect benefits that make everyday life easier and help reduce costs, such as extra bills or early access to salary [2].
Why should employers think about financial benefits?
In the past, it was enough to offer employees a sports card and company integrations to build an attractive package of benefits. Today, these additions are a nice gesture, but not necessarily something that actually solves the problems of employed people. In times of inflation, rising living costs and financial uncertainty, the benefits that really support the home budget and respond to the current needs of employees are most appreciated.
Companies that want to attract and retain the best employees need to understand that finance is not a taboo subject — and financial stability is one of the most important factors affecting team effectiveness and loyalty. Why? Let's look at a few facts.
Inflation and liquidity disruptions — a simple path to stress and turnover
The phone rings, the bank is on the screen. “Account balance: 14.32 PLN”. And one more week to pay. Sounds familiar? For many employees, this is what the end of the month looks like. Rising prices in stores, higher loan installments and unforeseen expenses make more and more people live from paycheck to paycheck. According to the Patento report, 77% of employees feel the impact of their financial situation on their daily functioning, including mental health and motivation to work [3].
It's not just their problem — it's also a business problem. Employees who worry about whether they have enough for their bills are more likely to look for a new job with a higher salary. And if they can't find it, their engagement and productivity plummet.
Minimum wage increases — the pressure is growing, but are companies ready for it?
As of 2025, the minimum wage in Poland is PLN 4666 gross, which for some employees meant an increase, but for many companies — a financial challenge. Beyond the mere cost of higher wages, there is another problem: the flattening of the wage grid.
As the salaries of the lowest earners go up, more experienced workers begin to expect adequate increases. Companies that can't afford an avalanche of salary increases should therefore look for other ways to value and retain employees. And this is where financial benefits come in — a flexible form of support that allows to improve the material situation of the team without the need to constantly raise the basic salary.
Financial well-being and efficiency — a happy employee is a better employee
It's simple — if an employee doesn't worry about money, he works better, is more engaged and thinks less about changing jobs. According to the Patento report, people who feel financially stable are more loyal to their employer and less likely to seek new employment [4].
For the company, this means less turnover, higher productivity and a better working atmosphere. It also saves money — recruiting and deploying new employees costs, and the corresponding financial benefits can significantly reduce these costs.
Today, a well-managed company is not only one that offers an attractive salary, but above all understands what really matters to employees. Employee financial benefits, such as pre-pay, is one of those solutions that can change the job market — and faster than you think.
Pre-salary on the Nais platform as a financial benefit for employees
In response to the growing needs of both employees and employers, Nais introduces the service pre-salary from Patento. This is a modern tool that allows employees to have early access to additional funds before the standard payout date. How does it work?
- Availability of financial resources — an employee can pay up to 30% of the value of his salary up to 10 days before the scheduled payment date.
- Simplicity - no IT integration is required on the employer's side, the pre-salary service is carried out completely online.
- There are no costs on the employer's side for joining the program.
Thanks to the integration of pre-pay with the Nais platform, employers can easily implement this solution in their company, offering employees financial flexibility and support in managing their home budget.
Benefits of pre-salary for employees and for employers
Pre-salary is the financial breath that employees have been waiting for. Being able to access part of your salary earlier means an end to stress at the end of the month and more flexibility in managing your home budget. Unforeseen expenses? Car breakdown? Bills that came faster than salary? Instead of reaching for payday loans or borrowing from friends, an employee can use their own earnings before they officially hit the account. This is not only a financial relief, but also a psychological one — and less stress means more motivation and focus at work.
For companies, this is a real game changer. Pre-pay can help increase the attractiveness of jobs and retain a valuable team — according to the Patento report, 72% of employees admit that doing so reduces their desire to look for a new job [5]. In addition, a financially secured employee is a more efficient employee. Less sick leave, more commitment and a better atmosphere in the company. What about HR? Thanks to the automation within the Nais platform, the whole process takes place without unnecessary formalities. For the employee — more financial freedom. For the employer — a loyal and motivated team.
FAQS
Q: What is the pre-salary benefit offered by Nais?
A: Pre-salary is an innovative financial benefit made available on the Nais platform that gives employees the opportunity to access a portion of their earnings before the standard payday. This is a modern tool designed to support the financial stability of employees.
Q: Why are financial benefits such as pre-salary becoming increasingly important?
A: In these times of rising living costs and financial uncertainty, employees are increasingly appreciating benefits that realistically support their home budgets. Traditional benefits, while still nice, often do not solve the financial problems faced by employees. Financial stability has a direct impact on the well-being, motivation and efficiency of the team, which is why companies are looking for solutions such as pre-salary to respond to these needs without having to constantly raise basic salaries, especially in the context of wage pressures and flattening of the salary grid.
Q: How does the pre-salary service work on the Nais platform?
A: The pre-salary service, implemented in collaboration with Patento and integrated with the Nais platform, allows the employee to collect up to thirty percent of his salary up to ten days before the official date of its receipt. The entire process takes place online within the Nais platform, which ensures ease of use.
Q: What are the benefits of pre-salary for employees?
A: For employees, the main advantage of pre-pay is to reduce financial stress at the end of the month and gain more freedom in planning household expenses. The possibility of early access to your own earned money allows you to cover unforeseen expenses without having to resort to expensive loans. This translates into greater psychological comfort, which in turn can have a positive effect on motivation and concentration at work.
Q: What benefits does pre-pay offer employers?
A: For employers, the introduction of pre-pay is a way to increase the attractiveness of the company in the labor market and more effectively retain valuable employees - studies show that such a benefit significantly reduces the desire to look for a new job. An employee who feels more financially secure is typically more efficient, engaged, and less likely to take sick leave. The implementation of this benefit through the Nais platform is further simplified and automated for the HR department.
Q: Is the implementation of pre-pay complicated or expensive for the employer?
A: Implementing this benefit through the Nais platform is simple for the company. It does not require any integration activities in the employer's IT systems and the entire process is handled online. Importantly, joining the pre-salary program does not involve any costs on the employer's side.
[1] Willis Towers Watson (2023). 2023 Benefits Trends Survey. WTW.
https://www.wtwco.com/en-vn/insights/2023/02/2023-benefits-trends-survey
[2] ICAN Research & VanityStyle (2023). Benefits of the future. Vanity Style.
https://www.vanitystyle.pl/_ftp/pdf/raport-benefity-przyszlosci-ican-vs.pdf
[3] Patento report on the study of employees' financial needs and expectations of employers.
[4] Patento report on the study of employees' financial needs and expectations of employers.
[5] Patento report on the study of employees' financial needs and expectations of employers.
